Fold Fold Desktop

Fold Desktop · Windows & macOS

Your Bitcoin, at your fingertips.

Meet Fold Desktop — a focused command center for your Bitcoin, rewards, spending, and everyday finances.

See your Bitcoin balance, track rewards, understand transactions, manage eligible bills, monitor account security, and keep your financial activity organized from one powerful desktop experience.

Download for Windows Download for macOS

Available for Windows 10+ and macOS

Fold Desktop

Illustrative data

Portfolio value

$ 24,812.44

+4.82% this month

BTC balance 0.184729 BTC

Available Bitcoin

0.142 BTC

Pending rewards

342,540 sats

Upcoming bills

Mortgage $2,100
Electric $184

Recent activity

  • Costco

    Card · Sep 29

    +1,842 sats

    ✓ Completed

  • Bitcoin purchase

    Bitcoin · Sep 28

    +$500

    ✓ Completed

  • Electric bill

    ACH · Sep 27

    +920 sats

    ✓ Completed

Why Fold Desktop

Everything you need. Nothing you don't.

Fold Desktop turns your Fold account into a clear, organized financial command center.

  • 01

    See everything at a glance

    Understand your Bitcoin, cash, rewards, spending, and upcoming activity from one unified dashboard.

  • 02

    Understand your rewards

    See exactly where your sats came from, what is pending, what is available, and how you're progressing.

  • 03

    Know your Bitcoin

    Track purchases, available Bitcoin, pending balances, withdrawals, and transaction history without digging through multiple screens.

  • 04

    Stay in control

    Manage security, devices, transactions, and account activity from a desktop environment designed for clarity.

Bitcoin command center

Your Bitcoin, clearly explained.

Desktop gives you the space to understand your Bitcoin instead of simply checking a balance.

Buy BTC Send BTC Receive BTC

A visual concept of the desktop experience. Values shown are illustrative, not live account or market data.

Bitcoin

Illustrative data

Bitcoin

0.184729 BTC

$20,481.22

+4.82% this month

Available

0.142 BTC

Locked

0.042 BTC

Pending

342,540 sats

Bitcoin activity

  1. 0 1

    Purchased

  2. 0 2

    Processing

  3. 0 3

    Available

  4. 0 4

    Withdrawn

Rewards command center

Know exactly where your sats come from.

Fold Desktop organizes rewards into an understandable lifecycle, from the moment a purchase happens to the moment sats land in your wallet.

Rewards

Illustrative data

Total rewards

1,842,392 sats

Earned

2,184,932 sats

Pending

342,540 sats

Available

1,842,392 sats

Withdrawn

7,421,821 sats

Recent reward activity

  • Costco +12,420 sats
  • Amazon +8,210 sats
  • Walmart +4,830 sats

Reward lifecycle

  1. Purchase

  2. Reward earned

  3. Reward pending

  4. Reward finalized

  5. Available

  6. Withdrawn

Stop guessing what happened to your rewards. See the entire journey in one place.

Reward eligibility, timing, and amounts follow the applicable Fold program terms.

Sats stacking

Watch your stack grow.

Turn everyday rewards and Bitcoin purchases into a simple picture of your progress.

Your 2026 Bitcoin stack

2,184,392 sats

Goal 5,000,000 sats

Progress 43.7%

Jan

+ 42.2 k

Feb

+ 51.8 k

Mar

+ 68.4 k

Apr

+ 73.1 k

May

+ 91.4 k

Jun

+ 108.4 k

Illustrative figures shown to demonstrate the desktop experience.

Bill rewards

Illustrative data

September bill rewards

Qualified spend

$8,420

Eligible ACH payments

$8,420

Used

$5,230

Remaining

$3,190

Potential rewards

≈ 31,900 sats

Upcoming bills

  • Mortgage $2,100
  • Credit Card $1,800
  • Electric $184
  • Internet $89
  • Insurance $221

Bill pay

Make your bills work harder.

See eligible payments, reward activity, and monthly progress without doing the math yourself.

Eligibility and reward amounts depend on the applicable Fold program terms. Figures shown are illustrative.

Transaction intelligence

Your financial history, without the digging.

Search, filter, and read your activity the way a desktop lets you — wide, clear, and all at once.

Search transactions... Ctrl + K
All Bitcoin Card ACH Rewards Gift Cards Pending Completed
Date Description Type Amount Rewards Status
Sep 29 Costco Card -$184.21 +1,842 sats ✓ Completed
Sep 28 Bitcoin purchase Bitcoin +$500 BTC — ✓ Completed
Sep 27 Electric bill ACH -$184 +920 sats ✓ Completed
Sep 25 Reward Bitcoin +8,210 sats — ● Available

Press Ctrl + K to search your Fold account. Rows shown are illustrative examples of the desktop interface.

Purchase transparency

Know what you're buying before you confirm.

Clear information before you confirm a Bitcoin purchase.

Pricing fields are placeholders. Live pricing appears in the app when connected to your Fold account.

Bitcoin purchase

Illustrative data

Bitcoin purchase

$1,000.00

BTC reference price
$XX,XXX
Execution price
$XX,XXX
Bitcoin received
0.00XXXX BTC
Network fee
$X.XX
Fold spread
X.XX%
Estimated effective cost
X.XX%

Availability

Always know what's available.

The goal is simple: make account restrictions understandable rather than surprising.

Some Bitcoin purchases may be subject to applicable availability or security holding periods.

Bitcoin availability

Illustrative data

Bitcoin purchase · September 27

  1. Purchased

    September 27

  2. Processing

    Complete

  3. Security holding period

    In progress

  4. Available to withdraw

    October 3

Available

0.014 BTC

Locked

0.010 BTC

Security

Illustrative data

Account security

● Good
  • Identity verification ✓ Verified
  • Two-factor authentication ✓ Enabled
  • New device protection ✓ Enabled
  • Bitcoin withdrawals ✓ Protected

Active sessions

  • Windows PC Current
  • MacBook 2 days ago
  • iPhone 6 days ago

Security center

Your account. Under your control.

Review account activity, connected devices, and security settings from one place.

Shown as part of the Fold Desktop product vision. Availability of individual settings depends on your Fold account.

Tax center

Your Bitcoin history, ready when you need it.

Keep your transaction history organized and exportable for your own records or tax professional.

Fold Desktop does not provide tax advice. Figures shown are illustrative.

2026 Tax center

Illustrative data

Bitcoin purchased

$24,820

Bitcoin sold

$8,420

Bitcoin received

$1,482

Bitcoin withdrawn

$18,220

Potential taxable events

14

Support center

When you need help, bring the context with you.

Give support the information they need without making you repeat everything.

Described as part of the Fold Desktop experience design. Support options follow Fold's available channels.

Support

Illustrative data

What do you need help with?

Bitcoin purchase Bitcoin withdrawal Card ACH Rewards Verification Account access Gift cards

Diagnostic information

  • Transaction ID
  • Account status
  • Transaction status
  • Device
  • App version
  • Timestamp
  • Relevant error

Why desktop

Built for the bigger picture.

01

More visibility

See balances, rewards, transactions, and activity together.

02

More control

Search, filter, compare, export, and manage your account more comfortably.

03

More clarity

Understand Bitcoin purchases, rewards, bills, and account activity without jumping between screens.

Quick actions

  • Buy Bitcoin
  • Send Bitcoin
  • Receive Bitcoin
  • View Rewards
  • Pay Bills
  • View Transactions
  • Security
  • Tax Center

Your Bitcoin deserves a better desktop.

Bring your Fold experience to a larger screen and see your Bitcoin, rewards, spending, and account activity in one place.

Download for Windows Download for macOS

Simple. Focused. Built around your Bitcoin.